Functionality

Truth® and Truth® Pro’s cash flow modelling tools allow you to show clients a projection of their financial future, helping them to visualise, take stock, and take action. 

You can access our software from almost any internet-enabled device, including iPad, Microsoft Surface, Windows PCs and Macs.

Our comprehensive client-facing, practice management, and back office modules interlink, saving you from doubling-up on data entry.

Animated statements – show your clients how their finances change during their lifetime

Intuitive MS Office-style interface – streamlined and improved, with a touch mode for tablets, phones, and hand held devices.

Customisable dashboards – combine your favourite charts from any statements or scenarios on a single screen, to show your clients a quick snapshot of their financial position.

Cash Flow Modelling Tools

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Net Worth Statement

View a detailed list of your client’s assets and liabilities, and project all the values forwards.

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Income Statement

View a detailed list of current and projected inflows with Tax and N.I. calculations.

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Expenditure Statement

View a detailed list of current and projected expenditure.

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Cashflow Statement

Show your client their lifelong cashflow projection. Simple and Powerful!

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Pensions Statement

Check pension crystallisations, contributions, annual and lifetime allowances. All brought to life through dynamic charts.

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DB Transfer Tool

Overlay cash flow charts to compare taking CETV with remaining in DB scheme, including death catastrophes to aid APTA

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Lifetime Allowance

View historic and projected LTA values and percentages. LTA charges are automatically applied.

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Pension Annual Allowance

Pensionable earnings, adjusted and threshold income. Personal and employer contributions. MPAA, carry forward, max and overfunded contributions all dealt with.

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Dynamic Sustainable Income Calculator

Automatically calculate a drawdown pension withdrawal strategy to deplete the fund by a selected age, even if assumptions are changed.

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Capacity For Loss

Simulate a market fall on selected investment types and see the effect on the cashflow.

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Growth Calculator

Calculate how much more (or less) growth is needed on selected investment types to achieve a desired cashflow position.

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Estate Planning Statement

Show your client what will happen to their estate on death. Who gets what and how much IHT to pay.

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Education Statement

Show your client the year-by year breakdown of their children’s education expenses

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Objectives Statement

Prioritise and track client objectives in time and money terms. Show them all on a visual timeline.

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Dashboards

Design your own statements and bring charts of your choice together.

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Spend Less Calculator

Calculate how much expenditure needs to be reduced by, and the saving invested at, to prevent the cashflow going negative

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More Inflows Calculator

Calculate a lump sum or regular amount of earned, dividend or tax-free income to prevent cashflow going negative.

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More Expenditure Calculator

Calculate how much more could be spent as a lump sum or regular amount without the cashflow going negative.

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Key Date Calculator

Calculate the earliest a key date can be without the cashflow going negative.

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More Protection Calculator

Calculate an additional lump sum or regular amount required to prevent cashflow going negative in a catastrophe.

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Overlay Chart

Overlay another scenario to view differences.

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Pension Fund Warnings

Reminders if your withdrawal strategy hasn't exhausted the pension pot to zero

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Fact Find Targeter

Calculate what an existing inflow or outflow’s value needs to become in order to achieve a required balance at any age.

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Business Analysis

Calculate the required increase in a firm’s gross margin in order to solve the cashflow

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Stochastic Calculator

Calculate the probability of success for an investment strategy.

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Investment Calculator

Calculate start/end values, contributions/withdrawals, growth and escalation rates quickly

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Settings

Create scenarios, change rates, customise the look and feel of the software to suit you.

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Fact Find

A comprehensive, look-up and interactive fact find to model your client’s lifestyle.

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Pension Crystallisation Events

Record historic and automatically project future Benefit Crystallisation Events.

Integration

We partner with key platforms and providers so you don’t have to update data manually.  This eliminates the possibility of user-error, and means you can rely on figures that are always up-to-date.

Integration with Finametrica allows you to email risk profiling questionnaire and analyse results directly from our software.

We’re constantly working on new partnerships to deliver a better user experience – some of our current partners include:

Our Partners

Our partnerships with a wide range of networks, platforms, and professional associations allow us to offer reduced fees for their members.  This includes ThreeSixty, Simply Biz, Paradigm and SJP.  If you would like more information about our network discounts, please contact us.

You can also benefit from reduced fees for many third party subscriptions, including Finametrica, and Engage Insight Model Office.